Get instant personal loans from ₹10,000 to ₹1,00,000 in minutes. 100% digital, paperless process designed for salaried professionals.
We've designed our platform to make borrowing simple, fast, and transparent. Here's what sets us apart.
Get loan approval in under 10 minutes with our AI-powered credit assessment system.
Complete digital process with Aadhaar eKYC via DigiLocker. No physical documents required.
Borrow anywhere from ₹10,000 to ₹1,00,000 based on your eligibility and needs.
Approved loans are transferred directly to your bank account within hours.
256-bit encryption protects your data. We never share your information without consent.
Our dedicated support team is always ready to help you with any questions or concerns.
Getting a loan with OneZpay is simple. Follow these easy steps to get started.
Download the OneZpay app and register with your mobile number.
Verify your identity using Aadhaar, PAN, and face verification - all digital.
Choose your loan amount and receive funds directly in your bank account.
Use our EMI calculator to plan your loan repayment. Adjust the sliders to see how different loan amounts and tenures affect your monthly payments.
*Interest rate ranges from 30% to 48% p.a. Actual rates depend on your credit profile.
Don't just take our word for it. Here's what our customers have to say about their experience.
The entire process was so smooth! I got my loan approved in just 8 minutes. No paperwork, no branch visits. Simply amazing!
I needed emergency funds for a medical situation. OneZpay came through when I needed it most. The money was in my account the same day!
Transparent fees, easy repayment options, and excellent customer support. This is how lending should be. Highly recommended!
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Got questions? We've got answers. Here are some of the most common questions about our service.
You can borrow anywhere from ₹10,000 to ₹1,00,000 based on your eligibility and credit profile. The exact amount you qualify for will be determined during the application process based on factors like your income, credit score, and existing obligations.
Our AI-powered system can provide loan decisions in under 10 minutes! Once your application is submitted and all verifications are complete, you'll receive an instant decision. For approved loans, the money is typically disbursed within a few hours.
Our process is 100% paperless! You'll need:
No physical documents or branch visits required!
Our app is launching soon! Be the first to know when OneZpay becomes available. Sign up for early access and exclusive offers.
We respect your privacy. No spam, ever.